Regain Your Legal Status.
Rebuild Your Credit.
Rejoin the Economy.

If you’ve been sequestrated, rehabilitation is the legal process that clears your credit record and restores your status as a credit-worthy consumer. Governed by the Insolvency Act (Act 24 of 1936), rehabilitation gives you the opportunity to start over—debt-free and with a clean slate.

When Can You Apply for Rehabilitation?
You may apply to the High Court for a rehabilitation order:

  • After 4 years from the date of your sequestration

  • Or earlier, under certain conditions (as early as 6 months)

  • If you do not apply, automatic rehabilitation occurs only after 10 years

What is Rehabilitation?

Insolvency occurs when your liabilities exceed your assets, or when you’re unable to meet your financial obligations. In South Africa, this can lead to sequestration, a legal process where the Court appoints a Curator to manage your estate—putting an end to the stress and harassment from creditors.

Under South African Insolvency Law, sequestration can be initiated in two ways:

Rehabilitation

– Brings your sequestration to an end.
– Discharges all qualifying debts incurred before the sequestration (unless fraud was involved).
– Restores your full legal capacity and removes the limitations of being declared insolvent.

Once Rehabilitated

– Apply for credit.
– Act as a company director.
– Enter into contracts freely.
– Rebuild your financial future.


How the Rehabilitation Process Works

Here’s how we support you, step-by-step:

Initial Review & Planning

We contact your court-appointed Curator and obtain your Liquidation & Distribution account, confirmed by the Master of the High Court.

Notice Period

We provide the required 6-week written notice of your intention to apply for rehabilitation.

Verify Contributions

We confirm whether a contribution was levied (this happens when there weren’t enough funds in the estate to cover administration costs). If required, the contribution must be paid before the court will approve your application.

Legal Application Preparation

We draft and submit a comprehensive application and affidavit, showing the court that you meet all requirements for rehabilitation.

Rehabilitation Order Granted

Once granted, we notify credit bureaus to update your record from “sequestrated” to “rehabilitated.”

Credit Record Cleared

All debts incurred before your sequestration date are removed from your credit profile.

Why Choose Us?

25+ years of legal experience

We handle everything—start to finish.

Over 800 successful cases

Hundreds of successful rehabilitations.

A track record of trusted, discreet service

Proven results and satisfied clients.

Whether you’re nearing the eligibility date or simply want to understand your options, we’re here to help you reclaim your financial independence.