Take Back Control of Your Life — We’ll Help You Start Fresh

Realising you’re struggling with debt and unable to keep up with monthly repayments is the first—and most courageous—step toward financial recovery. We’re here to help you reset your finances and regain peace of mind.


What is Insolvency and Sequestration?

Insolvency occurs when your liabilities exceed your assets, or when you’re unable to meet your financial obligations. In South Africa, this can lead to sequestration, a legal process where the Court appoints a Curator to manage your estate—putting an end to the stress and harassment from creditors.

Under South African Insolvency Law, sequestration can be initiated in two ways:

Voluntary Sequestration

You voluntarily surrender your estate to the Master of the High Court, who appoints a Curator to handle your assets and debts.

Involuntary Sequestration

A creditor may apply to the court to have your estate sequestrated.

Why Seek Legal Advice?


Sequestration is a serious legal process that affects your personal and financial freedoms. It’s essential to understand all implications before moving forward. For example:

Legal Rights

You will be declared legally insolvent, limiting certain legal rights until rehabilitation.

Act

You cannot act as a company director or member of a close corporation.

Employers

Certain employers may not allow you to work in finance-related roles while insolvent.

Status

Your status will be recorded with SARS and credit bureaus.

Credit

You will not be able to obtain new credit.

How We Can Help

We guide you through every step with professionalism and discretion.

Consultation

We assess whether sequestration is the right path for you.

Legal Process

If you choose to proceed, we handle all legal formalities—you won’t need to appear in court.

Curator Appointment

Once the order is granted, we arrange and represent you at the meeting with the Curator.

Negotiation

We negotiate key aspects of the process on your behalf to ensure the best outcome possible.

Why Choose Us?

25+ years of experience

We assess whether sequestration is the right path for you.

Over 800 successful cases

We handle all legal formalities—you won’t need to appear in court.

A track record of trusted, discreet service

Proven results and satisfied clients.

Let us help you break free from debt and start anew—with confidence and clarity.